Like all bright ideas the Citibank Direct Current Account is surprisingly simple and offers one of the best interest rates in the market for current accounts, which is backed by Citibank's interest rate promise.

The account offers:

• Instant access to the savings and withdrawals can be made quickly, easily and without charge.


• Very attractive AER on any credit balance


• 24 hour service, 7 days a week


• No charge for normal day-to-day banking transactions in the UK


• Free telephone banking, with access to highly trained personal bankers


• Free Internet Banking service


• No need to pay in your salary and no monthly minimum deposit required

It’s easy to manage and offers a competitive interest rate of AER (gross), with no catches and no strings attached. All of which makes it easy to earn money too. Simple.

Easy to Manage

Dealing with your bank shouldn’t be difficult, but it often is. Whenever possible, they’ll take the hassle out of managing your money, whether that’s by transferring your standing orders for you or just by offering an efficient, personal service.

Simply the Best

With a high AER (gross), not only do they offer one of the best current account interest rates in the market, but their rate is better than many savings accounts too.

A Promise

The rate is-backed by their interest rate promise, which means that at least until January 2005, the rate will never be more than 0.25% points below the Bank of England base rate.

Just an Everyday Thing

You earn the same great rate on any balance you have in your account, whether it’s £1 or £100,000. As interest is calculated daily, you can be sure that you’re earning something every day.

Your Terms and Conditions

You manage the account on your terms, not theirs. They’re not looking for any commitment from you upfront - there’s no minimum deposit required and you don’t need to give them your salary every month.

Your Choice

You can use their award-winning, free Internet Banking service. Or, if you’d prefer, you can speak to one of their personal bankers, who are available 24 hours a day and have got the authority to get things done for you.

You’ll also receive a VISA debit card, enabling you to make purchases and to withdraw money from over 30,000 LINK cash machines in the UK and over 840,000 VISA and LINK ATMs worldwide.

Citibank UK - Online, by phone or in-branch, personal service or automated efficiency, sterling or currency, local or international - personal banking from Citibank delivers.

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